Is early retirement the goal or an escape from burnout? Explore purpose, flexible work, bridge accounts, healthcare, and portfolio risk. Episode Summary Is early retirement truly the goal or does it represent a desire to escape burnout or regain control of your time? In this episode of Scripted Wealth: Money & Meaning for Pharmacists, Tim & […]

Why high earners still feel behind—and how a clear plan and purposeful savings buckets can turn financial anxiety into confidence. Episode Summary A high income, growing investments, and a rising net worth should lead to financial confidence. So why do so many successful professionals still feel like they’re falling behind? Why doesn’t financial progress always […]

Retirement is about more than having enough money. Learn how to plan for the purpose, relationships, health, and freedom that come after work. Episode Summary Retirement planning often centers around one big question: Do I have enough money? But reaching your retirement number is only part of the equation. An equally important, and often overlooked, […]

What can a sabbatical teach you about retirement? Learn how creating more margin today can help you build a richer life before retirement. Episode Summary What if retirement isn’t something you should wait decades to experience? In this episode of Scripted Wealth, Tim & Tim reflect on their experiences taking extended sabbaticals and explore what […]

Tim and Tim share the financial mistakes, lessons, and mindset shifts that shaped their wealth journeys—and what they’d do differently today. Episode Summary Financial mistakes are part of every wealth-building journey. The key isn’t avoiding them altogether. It’s learning from them, adapting, and continuing to move forward. In this episode, Tim & Tim reflect on […]

For many pharmacists, work becomes part of who they are. Learn how identity, purpose, career transitions, and retirement are deeply connected. Episode Summary For many pharmacists, work becomes more than a job. After years of education, training, and professional growth, being a pharmacist can become deeply connected to how we see ourselves. But what happens […]

Mid-career pharmacists face bigger decisions than ever. Learn how to navigate retirement, family priorities, and life’s financial tradeoffs. Episode Summary Many pharmacists enter their 40s and 50s feeling financially stable, but also increasingly stretched. They’re often in their peak earning years, peak spending years, and peak responsibility years all at the same time. In this […]

You’ve spent decades saving for retirement. Learn how to turn those assets into a sustainable paycheck while managing taxes, healthcare, and risk. Episode Summary Pharmacists typically spend decades focused on accumulating wealth for retirement. Saving consistently, investing wisely, and watching account balances grow become familiar habits. But what happens when it’s time to reverse course […]

What does it really mean to be “on track” financially? Tim & Tim unpack net worth, comparison, lifestyle creep, and financial clarity. This episode is brought to you by the American Pharmacists Association (APhA). Through our partnership with APhA, members of the YFP community can save 20% on a new or renewed membership by visiting […]

What does a rich life actually mean? A conversation about money, fulfillment, time, and building a life aligned with what matters most. Episode Summary In this episode of Scripted Wealth: Money & Meaning for Pharmacists, Tim & Tim move beyond traditional financial planning conversations to explore the deeper connection between money, time, purpose, and fulfillment. […]

After 500+ episodes, a new chapter begins. Learn why YFP is evolving and how to align your money with meaning to live a rich life today and tomorrow. Episode Summary After more than 500 episodes of the Your Financial Pharmacist Podcast, Tim Ulbrich, PharmD and Tim Baker, CFP®, RICP®, RLP® introduce a new chapter: Scripted Wealth: […]

Buying a home in 2026? Learn loan options, rate trends, and a new zero-down opportunity for pharmacists with mortgage expert Tony Umholtz. Episode Summary In this episode, Tim Ulbrich, PharmD welcomes back Tony Umholtz, Senior VP of Mortgage Banking at First Horizon, to break down what pharmacists and healthcare professionals need to know about buying […]